Student Loan

Whether you’re a student or the parent of a college bound student, Hawaii State FCU makes applying for a student loan easy. The credit union offers members the opportunity to apply for student loans through the Hawaii Education Loan Program (HELP)/USA Funds.

Features of the HELP/USA Funds Student Loan are:
• Low interest rates student loan programs, like the Federal Stafford Loan
  and the Federal Plus Loan that are backed by the federal government;
• Servicing done by HELP/USA Funds.

Hawaii State FCU Lender Code: 132000

For more information on the HELP/USA Funds Student Loan, visit

www.smshawaii.usafunds.org or www. usafunds.org.

Education Loan

As an alternative to Federal Stafford Loan and Federal Plus Loan programs offered by the HELP/USA Funds, the credit union also offers great rates on education loans.

Features of the Education Loan are:
• Maximum loan amount is $25,000;
• Short-term loan;
• Low, fixed Annual Percentage Rate.

To check out current Student and Education Loan Rates, click here.